fbpx
Home / Insurance / Cigna Medicare Supplemental Insurance Reviews

Cigna Medicare Supplemental Insurance Reviews

Cigna Medicare Supplement Quick Insurance Plan Overview: Cigna Medicare Supplemental Insurance plans offer good coverage and affordable premiums. However, only three plans are available to customers who qualify for Medicare after January 1, 2020.

Founded in 1981, Cigna is a major insurance company that offers Medicare supplemental plans, also known as Medigap insurance, in most US states. With Cigna Medigap insurance, you can use the doctor or hospital of your choice while Medicare is used. A referral is not required unless requested by Medicare Original.

Cigna offers a variety of additional Medicare plans, from those that maximize coverage to others with low premiums but predictable costs. Two F plans include Part B deductions if you qualify for Medicare before January 1, 2020.

Pros and Cons of Cigna Medicare Supplement Plan

What we like about the Cigna Medicare Supplement plan
  • They are available in most states
  • You can view every Medicare provider
  • There is a free health information hotline and a health reward program
  • There are six different options for each package offered
The backdrops of Cigna Medicare Supplement plan
  • Cigna only offers five out of ten possible plans
  • Medigap plans for people who qualify for Medicare because of a disability are not available in all states

What Do Cigna Medicare Supplement Plans Cover?

The Cigna Medicare Supplement plan, also known as Medigap, works with actual Medicare Parts A and B. They help beneficiaries lower their costs by reducing or eliminating co-payments, coinsurance payments, and deductions. Coverage extends to Medicare-participating doctors and hospitals in the United States, including when traveling, and the guaranteed plan is renewable as long as you continue to pay your premiums. Medicare’s supplement policies are compatible with Part D plans, which can help reduce your prescription drug costs.

Once you become a member of the Cigna Medicare Supplement Plan, the following benefits and discounts are included:

Healthy Rewards Program (discounts on health and wellness programs and services)
Health Information Line (talk to a health advocate 24 hours a day)

Cigna Medicare Supplement Plan Options

The Cigna Medicare Supplement plan, also known as Medigap, works with actual Medicare Parts A and B. They help beneficiaries lower their costs by reducing or eliminating co-payments, coinsurance payments, and deductions. Coverage extends to Medicare-participating doctors and hospitals in the United States, including when traveling, and the guaranteed plan is renewable as long as you continue to pay your premiums. Medicare’s supplement policies are compatible with Part D plans, which can help reduce your prescription drug costs.

Once you become a member of the Cigna Medicare Supplement Plan, the following benefits and discounts are included:

  • Healthy Rewards Program (discounts on health and wellness programs and services)
  • Health Information Line (talk to a health advocate 24 hours a day)

There are 10 universal Medigap policies known as Plans A, B, C, D, F, G, K, L, M, and N, including standard benefits and supplements. Plans C and F are only available to exist Medicare customers who were eligible for Medicare prior to 2020. New recipients can enroll in an unlimited Medigap plan during their initial seven-month enrollment period. Otherwise, the insurance company can base eligibility on your medical history.

Cigna Health Insurance offers five Medicare supplement plans in most geographic areas. Up to six different options are available for Plans A, G, and N including Standard Plan, Standard Plan with 6% HHD, Standard Plan with 15% HHD, Standard II, Standard II (with 15% HHD), and Standard II (with 6% HHD) ).

With the exception of Plan F, you are responsible for paying a $233 Part B discount (by 2022) on medical and diagnostic benefits. A Medigap policy can reduce or eliminate your Part A hospital deduction, saving you up to $1,556 for one compensation period. Some plans may charge extra beyond the Medicare-approved amount and limit your own spending.

Learn more about some of the Cigna Medicare Supplement plans that may be available in your area (premium costs vary depending on the A, G, or N plan option you choose. Contact Cigna for more information about what you pay):

Plan name Monthly premium† Part A hospital deductible Part B medical deductible Member responsibility for excess charges Out-of-pocket maximum
Plan A from $80 – $277 $1,556 $233 All costs N/A
Plan G from $110-$375 $0 $233 $0 N/A
Plan N from $77- $341 $0 $233 goes up to $20 for office visits or up to $50 for ER care N/A

 

About admin

Check Also

Car Insurance Quotes

 Car Insurance Quotes The cost of car insurance can vary greatly from one quote to …

122 comments

  1. Good

  2. Jocthan Mbamo Jnr

    Great

  3. Chinaecherem Unaekwe

    Good

  4. Great job

  5. Amazing

  6. Marvellous Adebayo

    Nice work

  7. Chidinma Godson

    Boom

  8. Chidinma Godson

    True

  9. Good

  10. Musa abdullahi Adam

    Good

  11. Fabulous

  12. Godsfavour Ezimadu

    Oooooooo

  13. Godsfavour Ezimadu

    Fantastic

  14. Godsfavour Ezimadu

    Ooooowk

  15. Wow!

  16. Nice one

  17. Chiamaka Nwankwo

    Interested…I love this

  18. Abhulimen Juliet

    Brilliant

  19. Abhulimen Juliet

    Wow

  20. Abhulimen Juliet

    Okay

  21. Face

  22. Sweet

  23. Chinaza Ekweozor

    Okay

  24. Good information

  25. Fantasy

  26. New update

  27. Perfectly

  28. Proper announcement

  29. Proper update

  30. Good advice

  31. Good announcement

  32. Best update best

  33. Best way

  34. Gbadebo Samson Adebowale

    Coverage

  35. Abdulsalam Aishat

    Nice

  36. Abdulsalam Aishat

    Good

  37. Good

  38. Musa abdullahi Adam

    Wow

  39. Adegbola Oluwole Olasehinde

    Ten thousaNd

  40. Abdurraheem Abubakar

    Nice info

  41. Jeremiah Thomas

    Jozzy don

  42. Generally

  43. Blessing Paulinus

    Needle

  44. Pallah Paulinus

    Mine

  45. Bridge

  46. Make

  47. Thompson Ayinla

    Review okay

  48. End

  49. Abiodun Akinfaderin

    Great

  50. Abiodun Akinfaderin

    Noted

  51. Chisom Ugochukwu

    Important

  52. Thanks for the information

  53. Emmanuel Hekwoaba

    Ok

  54. Godwin Augustine

    Great

  55. Ok ohhh that is good

  56. Good

  57. Abiola Osuolale

    Ok

  58. Wonderful

  59. Why are people with disabilities not covered on Medigap??

  60. Great update

  61. Jessica Ozokolie

    Cool

  62. Nice work

  63. Really

  64. Nice

  65. Are you

  66. Noted

  67. Godwin Augustine

    Nice

  68. Wow that’s great

  69. Nice

  70. Fidelis Martins

    So fantastic

  71. Lovely

  72. Manasseh Msughter

    Good

  73. Health is wealth

  74. Christopher Sunday

    Ok

  75. The opportunity

  76. Wonderful

  77. Great work

  78. Nwachukwu Ifeanyi

    Interesting

  79. Wow that’s awesome

  80. Beautiful

  81. great

  82. Nice

  83. Nice one

  84. Good

Leave a Reply

Your email address will not be published.